Nautical tourism, which includes sailing, cruising, and related activities, represents an extremely important segment of tourism. Vessel insurance in nautical tourism is a crucial protection measure for both boat, yacht, and ship owners, as well as their guests. This thesis explores different types of vessel insurance and analyzes the legal frameworks related to maritime insurance. Maritime insurance consists of basic insurance, hull insurance, and additional coverage, such as protection against theft and vandalism. Maritime insurance is regulated by international and national laws, and the insurance process itself includes risk assessment, policy selection, and claims processing. Insurance prices depend on the type and age of the vessel, its value, the owner's profile, and various geographical factors. Today, nautical tourism faces numerous challenges, such as climate change and technological innovations. However, it is predicted that the development of personalized policies and the improvement of regulations will further enhance the safety of this sector.